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The smart blog 0715

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A Passenger in an Lyft Wreck around Atlanta, Georgia? Whose Insurance Pays

A rideshare wreck raises a question a normal car crash does not: whose insurance actually pays. The answer depends on what the driver was doing at that exact moment. When the app is off, the driver is just a driver, and only the personal policy is in play. When the app is on and they are waiting for a ride request, a smaller layer of coverage generally applies. Once they have accepted a ride or have a passenger in the car, a far larger commercial policy usually applies.

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Severe Injury Lawsuits throughout North Georgia: What Lifetime Care Costs

Where the harm is permanent, the hospital bill is the smallest number in the file. What counts is the next forty years: surgical revisions, attendant care, durable equipment and its replacement cycle, changes to the house and the car, ongoing prescriptions, and the earnings that will never happen. No lawyer should be guessing at that number. A life care planner builds it with the doctors who are actually treating you, and an economist converts it into today's dollars.

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Dog Attack Cases across Metro Atlanta: How Georgia Handles Them

If a dog bit you in the Atlanta area, the legal standard surprises most people. Some states hold the owner responsible no matter what. Georgia does not work that way. The question is normally whether the owner knew the animal was dangerous, or whether the dog was loose in violation of a local leash ordinance. Proving prior knowledge is difficult. Owners rarely volunteer that a dog has snapped before, and witnesses on the same street tend to stay quiet. Local ordina

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Electrocution Injuries in North Georgia: Who Is Actually Responsible

If an electrical injury happened at work in Georgia, the answer is rarely a single company. There is the property owner, a general contractor, the electrical sub, sometimes the utility, occasionally an equipment maker, and sometimes a staffing agency. Each has different insurance and different incentives to point at the others. Workers compensation pays medical bills and a portion of lost income when the injury is work related, and it prevents you from suing the emplo

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Electric Shock Injuries throughout Metro Atlanta: More Than One Company

When someone is shocked or burned on a job site in Georgia, the answer is rarely a single company. A site has an owner, a general contractor, the electrical sub, sometimes a utility, sometimes an equipment manufacturer, and sometimes a labor supplier. Each has different insurance and different incentives to point at the others. Workers compensation pays medical bills and a portion of lost income when the injury is work related, and it bars a suit against your employer

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Riding in an Lyft Collision near Metro Atlanta? Who Actually Pays

A rideshare wreck raises a question a normal car crash does not: whose insurance actually pays. The answer depends on what the driver was doing at that exact moment. If the app is off, it is an ordinary car wreck, and only the personal policy is in play. Once the app is on and the driver is waiting for a request, a limited amount of coverage usually applies. Once a ride is accepted or a passenger is aboard, a much larger commercial policy typically comes into play. Th

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Fatal Crash Lawsuits throughout North Georgia: What Families Should Know

When a family loses someone in a preventable wreck, the legal question is not the first thing on anyone's mind. It becomes one eventually, usually when the bills arrive or an insurer calls. Georgia treats a death case differently than people tend to assume. Two separate claims generally exist. truck accident lawyer One belongs to the surviving family for what Georgia calls the full value of the life of the person who died. The other belongs to the estate and covers thi

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Electrical Injury Claims in North Georgia: What Gets Missed Early

If you were hurt by electrical contact in Georgia, several companies may share responsibility. There is the property owner, a general contractor, the electrical subcontractor, sometimes the utility, occasionally an equipment maker, and sometimes a staffing agency. Each has different insurance and different incentives to point at the others. If the injury happened at work, workers compensation covers medical treatment and part of your lost wages, and it prevents you fr

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